Oro Money | Gold Loans at home

Oro provides tension free, instant gold loans at your doorstep, offering highest per gram gold rate and low interest rates. The loan is credited to your account by Oros banking partner (Federal Bank) in about 30 minutes! Your jewellery is safe in bank lockers and insured with New India Assurance. Serviceable across Chennai, Bangalore, Hyderabad and Pune.

What can you do with Oro app?

1. Request a gold loan
2. Schedule appointment. Get your gold valued
3. Choose plan with desired interest rate and per gram gold rate
4. Manage loan - check interest due, make payments using UPI, debit card and Net Banking
5. Request release of jewellery after loan is paid
6. Instant, one click renewal for continued tenure
7. Notifications about jewellery and payment information at every step!

Why Oro?

1. Loan by bank, stored by bank - Oros loans are provided by Federal Bank. You get the banks low interest, gold safely stored in bank lockers with added benefits! Our partner branches are across the city and you will be notified throughout
2. Low Interest, hard to resist - Interest rates start at 0.79% per month (9.48% per annum) with flexible payment options. Manage your money needs without worrying about high interest!
3. Highest per gram gold rate, on any date - We provide highest per gram gold rates, ensuring you unlock maximum value from your gold, instantly.
4. No Hidden charges for any loan amount - No processing charges, no foreclosure charges, no appraisal charges. Whatever you see, whatever you are told is what you get!
5. Easy, one click renewal to get the most out of your jewel - The loan duration is 6 months, with easy renewal options right in your app. Get the benefits of gold rate increase while renewing!
6. No Compounding, even for rounding - Oro only charges you simple interest. The interest calculation is on the app and is easy to remember, calculate and recommend!
7. Easy process, tension is less - Oros gold loans have an easy 3 step process. Request a loan. Get the gold valued and the money gets transferred to your account. You will be informed at every step, and will have the app, customer support and an Oro Agent at your disposal!
8. Custom solutions. Instant resolutions - Oro has multiple plans, created specially for you. Depending on your needs, you can choose interest rates, per gram gold value and payment frequency making sure you get the maximum out of your jewellery! You can pay every month, or once at the end of loan.
9. End to end Insurance, 100% assurance - New India Assurance is Oros insurance partner. Your jewellery is insured, right from when its picked up, to when it is delivered back to you.
10. Manage loan via app, pay with just a tap - All your loan details will be on your app. Check your daily interest, contact customer support, or make interest payments right through the Oro app. Pay via UPI (Google Pay, PhonePe, PayTM, BHIM, etc.), Net Banking (with banks like Axis Bank, ICICI, HDFC, SBI,etc.) or using your Debit Card (Visa, MasterCard, Rupay, etc.). Every transaction is 100% secure and handled by trusted payment partners.
11. One click release, no delivery fees - Make pending payment to request release of jewellery from the bank locker. Choose preferred date, time and address. An Oro agent will deliver the jewellery to your doorstep!

Oro 3 step gold loan process:

1. Book appointment
- Choose preferred date and time
- Confirm details with Agent over call
2. Get gold valued in the comfort of your home
- Appraisal is done using touchstone method
- Loan value, interest and per gram rate are communicated
3. Money transfer
- Money is credited to your bank account
- Use for online transactions, swipe debit card or withdraw from ATM

Have questions or wish to know more? Write to us at [email protected]